Farm Credit has long been the area’s premier lender for poultry house construction. Our loan officers are specialists in putting together financing packages tailored to meet your needs. We have offices across the mid-Atlantic region that will provide you with excellent service and a variety of products. There are lots of reasons to finance your poultry operation with MidAtlantic Farm Credit.

Why finance your poultry purchase through Farm Credit?

Reason 1 - Flexible Rates & Terms

Rates

It’s your choice. Choose an option that is
best for you.

• Fixed Rate
• Adjustable Rate
  
• Variable Rate Indexed

Terms

• Generally, new poultry houses are financed for 15 years.
• Land and dwellings can be financed separately for a longer period of time.
  
• Payments are timed to coincide with flock movement.
  
• One closing for construction/permanent

Reason 2 - Special Programs

If needed, we work with FSA as an Approved FSA Lender for loan guarantees, making down payments less. In Maryland, MidAtlantic Farm Credit was instrumental in developing a new poultry guarantee program through the

Department of Business and Economic Development, making it easier than ever to get started in the poultry business.

Reason 3 - Patronage Refunds

As a cooperative, Farm Credit can return a portion of its profits to its borrowers.

Becoming a borrower with Farm Credit makes you a member of the largest financial cooperative in the country. You will have voting rights at your localassociation and will be eligible to receive patronage dividends back on your loan—significantly reducing your cost of borrowing.

Reason 4 - Getting Started is Easy

To get started on your project, just give us a call. We’ll ask you for the following information:

• Current financial statements detailing assets and liabilities.
• Verification of income/expenses for three previous years. (Copies of tax returns are a good source.)
  
• Information on collateral being offered. (Copy of deed and plat, acres of cropland and woods, buildings, etc.)
  
• Construction contracts from builders, equipment suppliers, etc.
  
• Production contract from poultry company.

Of course, if you just want to talk “chicken” with us or learn more about the industry, give us a call.